The moment I took my first bite of coconut banana bread waffle French toast, everything changed. I was instantly transported to a cozy kitchen filled with warmth and incredible aromas. Picture this: golden, crispy edges surrounding a soft, fluffy center. Each bite bursts with naturally sweet ripe bananas and warm cinnamon notes.
As the waffles sizzle in the pan, your kitchen transforms into an inviting haven. The sweet scents pull everyone inside, eager for a taste of this delightful creation. This dish quickly became my weekend favorite.
This recipe combines traditional banana bread goodness with an indulgent twist. The waffles transform into rich, golden French toast that leaves everyone asking for seconds. It’s simple enough for any home cook to master.
Plus, topped with fluffy whipped coconut cream and fresh banana slices, it becomes more than just breakfast. It’s a joyful celebration of homemade cooking that easily replaces your usual morning routine. Why settle for ordinary when you can create something extraordinary?

Why This Recipe Works
- Irresistible Texture: Crispy waffle edges meet a soft, fluffy center. This delightful contrast keeps you reaching for more.
- Natural Sweetness: Ripe bananas provide naturally sweet flavor. Warm cinnamon fills the air as they cook.
- Effortlessly Engaging: Perfect for weekend brunch or a weekday surprise. This recipe transforms a traditional favorite into something extraordinary.
- Customizable Delights: Top with whipped coconut cream, banana slices, or chocolate drizzle. Suit any craving you have.
- Crowd-Pleasing Charmer: Whether for family gatherings or cozy breakfast-for-dinner nights, this dish impresses everyone at the table.
Ingredients
For the Waffles
- 2 cups white whole wheat flour – adds a nutty flavor and wholesome texture.
- 2 teaspoons baking powder – ensures a light and fluffy waffle.
- 1/4 teaspoon cinnamon – enhances the warm flavors of the bananas.
- 1/4 teaspoon salt – balances the sweetness in your waffles.
- 1 tablespoon brown sugar – adds a touch of caramel flavor to the batter.
- 3 cups bananas, mashed – about 1 1/2 bananas; the star of your coconut banana bread waffle French toast!
- 1 large egg – binds the ingredients for a cohesive batter.
- 1 cup canned coconut milk – keeps the waffles moist and flavorful.
- 1 teaspoon vanilla – elevates the overall sweetness and aroma.
For the French Toast Coating
- 3 large eggs – necessary for a rich, custardy coating.
- 1/2 cup coconut milk – adds depth and richness to the egg mixture.
- 1/4 teaspoon cinnamon – echoes the flavors of the waffles for a comforting taste.
For the Whipped Coconut Cream
- 1 can (15 ounces) full-fat coconut milk, cold – refrigerate overnight for the best whipping texture.
- 1 tablespoon powdered sugar – lightly sweetens the cream without overwhelming it.
- 1 teaspoon vanilla – adds vanilla notes to the whipped cream.
Optional Toppings
- Melted chocolate – for a luxurious, decadent finish.
- Maple syrup – the classic choice for drizzling.
- Shredded coconut – a delightful crunch and tropical flair.
- Sliced bananas – fresh and bright to complement the dish.

Ingredients at a Glance
| Ingredient | Quantity | Notes |
| White whole wheat flour | 2 cups | Nutty flavor, wholesome texture |
| Baking powder | 2 tsp | Ensures light, fluffy texture |
| Cinnamon | 1/4 tsp | Warm, aromatic flavor |
| Salt | 1/4 tsp | Balances sweetness |
| Brown sugar | 1 tbsp | Caramel-like sweetness |
| Bananas, mashed | 3 cups | About 1 1/2 bananas, use ripe |
| Egg | 1 large | Binds ingredients together |
| Coconut milk (for waffles) | 1 cup | Canned, keeps waffles moist |
| Vanilla extract | 1 tsp | Enhances sweetness and aroma |
| Eggs (for coating) | 3 large | Rich, custardy coating |
| Coconut milk (for coating) | 1/2 cup | Adds depth and richness |
| Cinnamon (for coating) | 1/4 tsp | Comforting spice flavor |
| Full-fat coconut milk | 1 can (15 oz) | Refrigerate overnight, cold |
| Powdered sugar | 1 tbsp | Light sweetness |
| Vanilla (for cream) | 1 tsp | Vanilla flavor notes |
Prep Time: 10 minutes | Cook Time: 15 minutes | Total Time: 25 minutes Servings: 4 | Difficulty: Easy
How to Make Coconut Banana Bread Waffle French Toast
Refrigerate the can of full-fat coconut milk overnight if you’re preparing whipped cream. This step ensures a fluffy texture when whipped. The cold temperature separates the cream from the liquid perfectly.
Combine the dry ingredients in a small bowl. Mix white whole wheat flour, baking powder, cinnamon, salt, and brown sugar together. Whisk well so every bite of waffle has equal flavor distribution.
Whisk together the egg, 1 cup of coconut milk, and vanilla in a medium bowl. Then mix in the mashed bananas until smooth. This creates a lovely, sweet base for your waffles.
Fold the wet ingredients into the dry ones gently. Stir until just combined without overmixing. If the batter appears too thick, add a splash more coconut milk. The consistency should be pourable but not runny.
Preheat your waffle iron according to the manufacturer’s instructions. Grease it lightly with cooking spray or butter. Scoop about 1/4 of the batter into the hot waffle maker. Cook until golden brown and delicious, typically 3-5 minutes.
Prepare the coconut whipped cream by opening the refrigerated can upside down. Pour out the coconut water into a separate container. Scoop the thick coconut cream into a mixing bowl.
Whip the coconut cream for 3 to 5 minutes until soft peaks form. Use an electric mixer for best results. Gently beat in powdered sugar and vanilla extract. Place in the fridge to chill while you prepare the French toast.
Mix the French toast batter by whisking together 3 eggs, 1/2 cup coconut milk, vanilla, and cinnamon. Whisk in a shallow dish until well combined. This creates that signature custardy coating.

Heat a griddle or large skillet over medium-low heat. Brush with butter for rich flavor and to prevent sticking. The butter should sizzle gently but not smoke.
Dip each waffle slice into the egg mixture for about 30 seconds. Flip them over and coat the other side for another 30 seconds. This creates that tasty custard-like layer that makes French toast irresistible.
Cook each coated waffle in the skillet for about 5 minutes per side. Watch for a golden brown color and slightly crispy exterior. The inside should remain fluffy and soft.
Serve your coconut banana bread waffle French toast warm on plates. Top generously with whipped coconut cream and fresh banana slices. Drizzle with maple syrup or melted chocolate as desired. Don’t forget shredded coconut for that tropical touch!
Pro tip: For extra crispiness, let the coated waffles rest on a wire rack for 1-2 minutes before cooking. This allows excess custard to drip off while maintaining that perfect coating.

What to Serve with Coconut Banana Bread Waffle French Toast
Treat your loved ones to a complete brunch experience with these delightful pairings. Each suggestion enhances every bite of your warm, sweet creation.
Fresh Fruit Salad: A bright mix of seasonal fruits adds refreshing contrast to the warm waffles. The vibrant flavors balance richness perfectly.
Maple Syrup: The classic drizzle complements the sweet banana flavor beautifully. This adds a touch of warm sweetness that feels like a cozy hug.
Crispy Bacon: Salty, savory bacon notes provide perfect counterpoint to the sweet waffles. This combination keeps every mouthful exciting and balanced.
Herbal Tea: A fragrant cup of chamomile or mint tea pairs beautifully. The soothing warmth balances the hearty breakfast while lifting fruity notes.
Greek Yogurt Parfait: Layer with granola and fresh berries for creamy texture. This addition provides a satisfying protein boost to your brunch table.
Nutty Granola: Sprinkle over the waffles or serve alongside. The crunch and nuttiness elevate the dish, adding delightful depth to each bite.
Iced Coffee: A chilled coffee drink offers refreshing contrast to the warm waffles. This keeps energy levels high during your leisurely brunch gathering.
How to Store and Freeze
Fridge: Store leftover slices in an airtight container for up to 3 days. This maintains freshness and flavor remarkably well.
Freezer: For longer storage, wrap individual slices tightly in plastic wrap. Place them in a freezer-safe bag and freeze for up to 2 months.
Reheating: Simply toast frozen slices in a toaster or oven until heated through. About 5-7 minutes at 350°F brings back that perfect texture and warmth.
Recipe Variations
Feel free to get creative with this recipe. Tailor it to your taste preferences or dietary needs easily!
Nut-Free: Substitute coconut milk with almond or oat milk for a nut-free option. This keeps the dish delicious and fluffy without compromise.
Gluten-Free: Use a gluten-free flour blend instead of whole wheat flour. This ensures everyone at your table can enjoy this delightful treat.
Sweetener Swap: Replace brown sugar with maple syrup to sweeten naturally. This adds a lovely maple undertone throughout the batter.
Fruit Twist: Add a handful of blueberries or chocolate chips to the batter. This creates extra flavor layers that complement the bananas beautifully.
Spicy Kick: Incorporate a dash of nutmeg or pinch of cayenne pepper. This subtle warmth contrasts beautifully with the natural sweetness.
Vegan Friendly: Use a flaxseed egg instead of regular egg and non-dairy milk. Mix 1 tablespoon ground flaxseed with 2.5 tablespoons water for the egg substitute.
Coconut Bliss: Mix shredded coconut directly into the batter or sprinkle on top. This adds texture and a burst of tropical flavor throughout.
Savory Style: Reduce the sugar and try a light dusting of savory spices. Paprika or garlic powder creates an adventurous twist on this sweet classic!
Expert Tips
Perfectly Ripe Bananas: Use overripe bananas with brown spots for maximum sweetness and moisture. This ensures your French toast is extra flavorful and naturally sweet.
Whipping Coconut Cream: Make sure the coconut milk can is chilled overnight for best results. Room temperature coconut milk won’t whip properly into fluffy peaks.
Avoid Overmixing: Gently fold wet and dry ingredients until just combined. Overmixing develops gluten and can lead to dense, tough waffles instead of fluffy ones.
Consistent French Toast Coating: Allow each waffle slice to soak briefly in the egg mixture. Brief immersion ensures perfect custard balance without creating soggy waffles.
Monitor Cooking Time: Keep a close eye on your waffle slices while cooking. They should be golden brown and slightly crispy outside while remaining fluffy inside.
Customize Toppings: Mix up your toppings according to preference every time. Try fresh berries, nuts, or different flavored syrups to create your perfect version!
Make Ahead Options
This recipe is perfect for busy mornings and meal prep planning. You can prepare components in advance to save precious time.
You can prep the waffles up to 3 days ahead by cooking them first. Refrigerate in an airtight container until ready to use. When serving time comes, simply heat them in a toaster or oven.
Additionally, prepare the coconut whipped cream up to 24 hours in advance. Just store it in the fridge to keep it fresh and fluffy. The texture remains perfect for topping your French toast.
For the French toast coating, mix the eggs and coconut milk ahead of time. Refrigerate the mixture until you’re ready to dip and cook. This way, you enjoy a quick and delicious breakfast without the morning rush!
Frequently Asked Questions
Can I substitute regular milk for coconut milk?
Yes, you can substitute regular milk or any non-dairy alternative. However, coconut milk adds distinctive tropical flavor and moisture. Using regular milk will create a more traditional taste profile.
How do I know when the waffles are done cooking?
Your waffle iron will typically indicate doneness with a light or beep. The waffles should be golden brown and crispy on the edges. If they stick when you try to lift them, cook for another minute.
Can I make this recipe without a waffle iron?
Absolutely! You can make these as pancakes instead on a griddle or skillet. Cook until bubbles form on the surface, then flip. The French toast coating process remains the same.
What if my coconut whipped cream won’t whip?
This usually happens if the coconut milk wasn’t cold enough. Make sure you refrigerate the can for at least 12 hours. Also, use full-fat coconut milk, as lite versions don’t contain enough cream to whip properly.
How can I make this recipe healthier?
You can reduce the brown sugar or replace it with mashed banana. Use whole grain flour for added fiber. Top with fresh fruit instead of syrup. These simple swaps maintain great taste while reducing refined sugars.
With these simple steps and helpful tips, you’re ready to create amazing coconut banana bread waffle French toast. This dish transforms ordinary breakfast into something truly special. The combination of crispy edges, fluffy centers, and tropical flavors creates an unforgettable morning experience.
Whether you’re making it for a weekend brunch or a weekday treat, this recipe delivers every time. The make-ahead options and variations ensure you can adapt it to any occasion. Your family and friends will request this dish again and again.
So grab those ripe bananas and get cooking! This delicious creation is waiting to become your new breakfast favorite.

Coconut Banana Bread Waffle French Toast
Ingredients
- For the Waffles
- 2 cups white whole wheat flour
- 2 teaspoons baking powder
- 1/4 teaspoon cinnamon
- 1/4 teaspoon salt
- 1 tablespoon brown sugar
- 3 cups bananas mashed (about 1 1/2 bananas)
- 1 large egg
- 1 cup canned coconut milk
- 1 teaspoon vanilla extract
- For the French Toast Coating
- 3 large eggs
- 1/2 cup coconut milk
- 1/4 teaspoon cinnamon
- For the Whipped Coconut Cream
- 1 can 15 ounces full-fat coconut milk, cold
- 1 tablespoon powdered sugar
- 1 teaspoon vanilla extract
- Optional Toppings
- Melted chocolate
- Maple syrup
- Shredded coconut
- Sliced bananas
Instructions
- Refrigerate the can of full-fat coconut milk overnight for whipped cream preparation.
- In a small bowl, combine white whole wheat flour, baking powder, cinnamon, salt, and brown sugar. Whisk well.
- In a medium bowl, whisk together 1 egg, 1 cup coconut milk, and vanilla extract. Mix in mashed bananas until smooth.
- Fold wet ingredients into dry ingredients gently until just combined. Add a splash more coconut milk if batter is too thick.
- Preheat waffle iron and grease lightly. Pour about 1/4 of the batter into the waffle maker. Cook until golden brown, about 3-5 minutes. Repeat with remaining batter.
- Open refrigerated coconut milk can upside down. Pour out coconut water and scoop thick cream into a mixing bowl.
- Whip coconut cream with an electric mixer for 3-5 minutes until soft peaks form. Beat in powdered sugar and vanilla extract. Refrigerate until ready to serve.
- In a shallow dish, whisk together 3 eggs, 1/2 cup coconut milk, vanilla, and cinnamon for the French toast coating.
- Heat a griddle or large skillet over medium-low heat. Brush with butter.
- Dip each waffle into egg mixture for 30 seconds per side, coating evenly.
- Cook coated waffles in skillet for 5 minutes per side until golden brown and slightly crispy.
- Serve warm topped with whipped coconut cream, fresh banana slices, maple syrup, melted chocolate, and shredded coconut as desired.
Notes
Freezing: Wrap individual slices in plastic wrap and freeze in a freezer-safe bag for up to 2 months.
Reheating: Toast frozen slices in a toaster or oven at 350°F for 5-7 minutes.
Banana Tip: Use overripe bananas with brown spots for maximum sweetness and moisture.
Coconut Cream: Ensure coconut milk is refrigerated for at least 12 hours. Use full-fat coconut milk only.
Make Ahead: Waffles can be prepared up to 3 days ahead. Coconut whipped cream can be made 24 hours in advance.
Variations: Substitute with almond or oat milk for nut-free; use gluten-free flour blend; add blueberries or chocolate chips to batter.